Jim Wang

It’s never too late

It's easy to think that you're late. Whether it's with investing, your career, your business, or whatever your main endeavor is, you might feel behind. But the reality is that success can occur at any moment, whether you're 20 or 40 or 60. It's best to start now, whatever age you are.

Capital One 360 Performance Savings – Is It Worth It?

There is no shortage of high-yield savings accounts available on the market today. The Capital One 360 Performance Savings stands out for its competitive APY and a very generous welcome offer. Learn more about what Capital One has to offer in our full review.

Do data breaches really matter anymore?

It seems like there's a massive data breach every few weeks. Is this something you should be worried about, whether your data was released or not, or is it much ado about nothing?

USAA Bank Promotions: $200 for USAA Classic Checking

USAA is widely regarded as one of the most respected financial institutions and now has a nice bonus for members opening up a checking account. If you meet eligibility criteria, see how you can easily get a bonus for opening a checking account.

What is Paycheck Budgeting? (plus Free Template Printable!)

Paycheck budgeting is a time tested method of matching your paychecks to your monthly expenses. It's not difficult on its own but it's made easier if you have a simple budgeting template you can follow (and is included in this post for free).

What is capital gains harvesting?

Have you heard of capital gains harvesting? Or tax gain harvesting? It's when lower income taxpayers "harvest" unrealized capital gains while their long term capital gains rates are zero percent.

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