Jim Wang

Our Phone Plan Strategy for Four Kids

With four kids, our family will have to be smart about how we approach our cell phone plans and usage. With so many options, I explain our (tentative) strategy for cell phones for our family of six.

How to Simplify Your Personal Finances

If you're like me, your financial "system" can get a little complex. An extra bank account here, an old 401(k) there, it can become very difficult to manage if you don't take the time to declutter and simplify your finances. Here are a few steps I use to make sure my finances are as easy to understand as possible.

Why a 529 Plan Is Even Better in 2024

529 plans were already pretty exceptional tools for saving for college. With the Secure 2.0 Act, they were made even better with an expansion of what are considered qualified educational expenses - including Roth IRAs!

What is the Average Household Budget?

Ever wonder if you're spending too much or too little on something? Curious what others are spending on it? We look at the BLS' data on consumer spending and breakdown the categories so you know what others are doing.

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