Jim Wang

I love dividend investing even though it's not the optimal way to invest for the long term. I love it for the cashflow (as income insurance), stability, and more.

What if you could snap your fingers and make college free? Would it be a good idea? We look at the Pros and Cons of free college for all.

Are you debating when you should begin collecting Social Security benefits? Have you heard you can get more if you wait past Full Retirement Age? Learn what this means and whether it's worth it for you.

Are you looking to get a cash bonus for opening a new Charles Schwab brokerage account? If so, we have a few bonuses with easy requirements to get and put a few extra bucks in your pocket.

Do you have an Amazon.com credit card? Are you like me and didn't know the best way to use the points? I share all the ways and the BEST way to spend them to get maximum value.

Index funds are the darling of the personal finance world but are they without risk? We look at what to consider when you invest in index funds, where they are appropriate, and what risks you should remember.

SaveBetter is rebranding to its parent company's name, Raisin, and the SaveBetter brand is going to be retired.

Want to make the most out of your savings without taking any risks? Check out our latest post that features the top 5-year CD rates available in the market. We've done the research for you, listing their annual percentage yields (APYs) and minimum deposit requirements. With a 5-year CD, you lock in an interest rate for what you need.

Ever wonder why banks are now offering 13-month CDs and 11-month CDs? Why the "weird" terms? How about a 1-month CD - we explain why banks are doing this noawadays.

What is your risk tolerance? I bet a brokerage has asked you that question and you had no idea - or you put something but aren't sure if it's correct. Today, learn what most people get wrong about their ability to tolerate market volatility.

If you enjoy playing games on your phone for money, you can get paid in cash by using Cash App. In fact, Cash App may be more convenient than PayPal (the older money app) because it lets you split purchases with friends and make debit card purchases.

Did you know that you can add your children as authorized users on your credit cards? And that by doing so, you can help them build their credit? Check out this strategy to give them a leg up in the credit game.