The interest rates of many popular credit cards are now hovering close to 30%. With rates that high, you may be wondering how to go about negotiating a lower rate, or if it's even possible. Here are some things you can try to lower your credit card interest rate and pay off your debt faster.
Depositing checks via your mobile device can be a convenient way to get money in the bank quickly. However, mobile check deposit limits can vary depending on where you bank. If you like using mobile deposit, you've come to the right place. Here is a list of mobile check deposit limits at several major U.S. banks.
One way to improve your credit score is to be added as an authorized user on another person’s credit account. But what if you don’t have another person with good credit who can add you as an authorized user? That's where Tradeline Supply Company comes in. Learn more in our full review.
Automating your financial tasks can save you time, money, and a lot of headaches. Learn which tasks are best left to computers and how best to get it all set up.
You’ve likely heard the stories about the IRS being notified when you deposit a large amount of cash. But what happens when you deposit over $10,000? Who is responsible for reporting large deposits? And what will the IRS do if you deposit large amounts of cash? We answer these questions and more in this article.
Does the thought of managing your money stress you out? The secret to overcoming that is automation and simplification - see why using both can make your money so much easier to control.
If you have spent time looking for a new bank you have undoubtedly seen multiple ads for online checking and savings accounts. But what is a neobank, and what can it do for you? This article answers those questions and explains how neobanks work and how they are different from traditional banks.
Blooom pioneered independent retirement portfolio reviews and automatic rebalancing. They helped subscribers optimize their potential returns based on their investment goals and risk tolerance. Sadly, Blooom shut down in November 2022, leaving members with the challenge of finding another managed 401k service. If you're still looking for a Blooom replacement, I've compiled the following list of Blooom alternatives.
Anytime you apply for a new credit product, the lender submits what's known as a hard inquiry to the credit bureau. But too many hard inquiries can negatively impact your credit score. Unfortunately, the problem can be compounded by unauthorized or fraudulent hard inquiries. Thankfully, there is a way to have some hard inquiries removed from your credit history.
For years, Mvelopes has been one of the more popular envelope budgeting apps. Sadly, the company is closing down permanently on December 29, 2022, after 21 years of service. To help you in your search for a new budgeting app, here is a list of seven Mvelopes alternatives.
Zelle has become a popular way to send money to family and friends directly from your bank account. But did you know that Zelle limits vary from one financial institution to another? In this article, I share the maximum daily and monthly Zelle limits for 15 major banks and one large credit union.
If you struggle with poor credit or are new to credit, you may have heard of credit builder services as a way to improve your credit score. In this article, I explain how credit builder services work, share some examples of companies to consider, and some credit builder alternatives.
