Do you want to open an account at Huntington National Bank and want to know if they have any bonus promotions going on?
You’re in the right place – because they do!
We have partnered with Huntington Bank to make sure we list all the new account promotions they have available.
Right now, they have some cash bonus offers for new personal checking accounts:
- $400 for a Huntington Perks CheckingSM
- $600 for a Huntington Platinum Perks CheckingSM
They also have a few cash bonus offers for business checking accounts:
- $100 to open a Huntington Business Checking 100 Account
- $400 to open a Huntington Unlimited Business Checking Account
- $750 to open a Huntington Unlimited Plus Business Checking Account
All are solid offers that require you to deposit some amount of cash into the account within 60 days (specifics are below for each offer) and keep the account open for 90 days. There aren’t any fine print gotchas to be aware of (review our guide on bank account bonuses to see what types of gotchas typically exist in offers like this one) based on my review. The bonus is reported on a Form 1099-INT just as bank interest would be.
Details below:
Table of Contents
Huntington Perks CheckingSM – $400
Huntington Perks CheckingSM Bonus Summary
- What you get: $400 cash bonus
- Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
- Where to open: Online or in-branch (bring a code)
- How to get it:
- Open a Huntington 5 Checking® account,
- Next, receive a qualifying direct deposit within 90 days of account opening,
- Keep the account open for at least 90 days – see the $400 bonus!
- When does it expire: June 7, 2024
You can get $400 if you open a Huntington Perks Checking account online or in-person in a branch (bring the code) and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening. Keep your account open for at least 90 days and you will see $400 deposited into your account. You must be a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.
The Huntington Perks Checking has a monthly maintenance fee that you can avoid if you meet certain conditions.
Huntington Platinum Perks CheckingSM – $600
Huntington 25 CheckingSM Bonus Summary
- What you get: $600 cash bonus
- Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
- Where to open: In-branch only
- How to get it:
- Open a Huntington Platinum Perks CheckingSM account,
- Next, make cumulative new money deposits of $25,000 within 90 days of account opening,
- Keep the account open for at least 90 days – see the $600 bonus!
- When does it expire: June 7, 2024
You can open up a Huntington Platinum Perks Checking account and get $600 when you meet the qualifying requirements.
Just open it before the deadline, make cumulative new money deposits of $25,000 within 90 days of account opening, keep that money in there for 90 days, and you can get $600 deposited within 14 days of meeting that requirement. Available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.
The Huntington Platinum Perks Checking account has a maintenance fee you can get waived if you meet certain conditions.
Business Checking 100 – $100
If you have a relatively new business, need to get a business checking account, and have $2,000 in cash to deposit – Huntington Bank will give you $100 cash to open up a Business Checking 100 account.
Nothing like a little extra boost to get the business off the ground, right?
Business Checking 100 Bonus Summary
- What you get: $100 cash bonus
- Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
- Where to open: Online or in-branch (bring a code)
- How to get it:
- Open a Business Checking 100 account,
- Next, make cumulative new money deposits of at least $2,000 within sixty days of opening your account,
- Keep the account open for at least 90 days – see the $100 bonus!
- When does it expire: 4/30/2024
Here are some features of Business Checking 100:
- 100 monthly transactions
- Deposit up to $5,000 in cash or currency monthly in-branch or at an ATM; $0.30 fee for each $100 after
- Free 120-day trial of a fraud tool: Reverse Positive Pay
- No monthly maintenance fee
Learn more about Business Checking 100
Unlimited Business Checking – $400
You can get $400 when you open an Unlimited Business Checking account and deposit $5,000 within the first sixty days. They’ll deposit $400 into your account once the account has been open for 90 days. That’s it – the bonus requirements are very simple.
Unlimited Business Checking Bonus Summary
- What you get: $400 cash bonus
- Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
- Where to open: Online or in-branch (bring a code)
- How to get it:
- Open an Unlimited Business Checking account,
- Next, make cumulative new money deposits of at least $5,000 within sixty days of opening your account,
- Keep the account open for at least 90 days – see the $400 bonus!
- When does it expire: 4/30/2024
Here are some features of Unlimited Business Checking:
- Unlimited transactions
- Deposit up to $10,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for
each $100 after - Waived monthly maintenance fee with $10,000 in combined deposit relationship balances (otherwise,
$20/month) - Choice of one bonus service
Learn more about Unlimited Business
Unlimited Plus Business Checking – $750
You can get $750 when you open an Unlimited Plus Business Checking account and deposit $20,000 within the first sixty days. After 90 days, they’ll award the bonus.
Unlimited Plus Business Checking Bonus Summary
- What you get: $750 cash bonus
- Who qualifies: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
- Where to open: Online or in-branch (bring a code)
- How to get it:
- Open an Unlimited Plus Business Checking account,
- Next, make cumulative new money deposits of at least $20,000 within sixty days of opening your account,
- Keep the account open for at least 90 days – see the $750 bonus!
- When does it expire: 4/30/2024
Here are some features of Unlimited Plus Business Checking:
- Unlimited transactions
- Deposit up to $25,000 in cash or currency monthly in-branch or at an ATM at no charge; $0.30 fee for
each $100 after - Waived monthly maintenance fee with $50,000 in combined deposit relationship balances (otherwise,
$40/month) - Choice of two bonus services
Learn more about Unlimited Business
About Huntington National Bank
Huntington Bank is a national bank that was established in 1866 and headquartered in Columbus, Ohio. They have over 1,100 branches spread across eight Midwestern states and they’re publicly traded under the ticker HBAN (in fact, they’re also included in the S&P 500 index). They’re a regional bank but they’ve been around for quite some time and are one of the largest banks in the United States.
Huntington Bank’s ABA routing number is 044000024.
They are, as are all banks listed on Wallet Hacks, FDIC insured up to $250,000 under FDIC #6460 since January 1st, 1934.
Huntington Bank has two active promotions, both for personal accounts. We list the details of the expired business promotions in case they come back.
Huntington Savings & MMA Accounts
Huntington Bank offers savings and money market accounts, though without any promotions, called Huntington Relationship Savings and Huntington Relationship Money Market Account.
The Huntington Relationship Savings offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The account pays interest but it’s quite low. There is a maintenance fee that is waived if your total balance in all accounts is above $2,500.
The Huntington Relationship Money Market Account offers 24-hour grace overdraft fee relief, free overdraft protection, all day deposit, and an app. The interest you can earn on this account will be based on your balance (it starts at $25,000) and whether you have a “relationship rate,” which just means having a separate checking account. There’s also a monthly fee if you don’t have a total balance in all bank accounts above $25,000.
How do these offers compare?
We maintain a list of the best bank promotions ($100 minimum) and the Huntington Bank offer is on that page. The offer is about average and the only downside is that you have to be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia to get it.
Barclays – $200
Barclays Bank will give you a $200 if you open a new savings account and deposit $25,000 or more within 30 days and maintain at least $25,000 for the next 120 days. The savings account also pays a competitive interest rate of 4.35% APY while you wait.
BMO Relationship Checking – $400
BMO Bank is offering a $400 bonus* when you open a BMO Relationship Checking and when you have at least $7,500 in qualifying direct deposits within the first 90 days. It is a very straightforward offer that is available nationwide.
*Conditions apply
Bank of America – $200 Bonus Offer
Bank of America offers a $200 Bonus Offer cash bonus if you open a new account and Set up and receive qualifying direct deposits totaling $2,000 or more into that account within 90 days of account opening. It has a monthly fee that is easy to have waived.
Chase Total Checking® – $300
Chase Bank will give you $300 when you open a Total Checking account and set up and receive direct deposits totaling $500 or more within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!
HSBC Premier Checking – up to $4,000
HSBC has an offer where you can get up to $4,000 for eligible new customers who open an HSBC Premier checking account, make a sizable deposit, and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months.
So the offer is competitive with similar offers at other national banks.
Overall, if you’re in the service area, it’s a good offer.
Nate says
Jim- great article! Do you know if Huntington does a hard or soft pull to open their checking account?
Also, for the direct deposit requirement does ach transfer work from an external bank to satisfy that requirement? Thanks in advance!
I’m afraid I do not know if it is a soft or hard pull – as for the direct deposit requirement, it’s actually not a DD requirement. You just need to transfer new money.
cam says
Opened account Dec, deposited $20k funds and 7500bonus posted 7 days later. Super easy.
My problem now is my options for downgrading and if/when I can close the account. The fine print does not disclose this information.
https://www.huntington.com/business-banking-promotions-offers#1
Did you try contacting the bank to find out?